You Must Meet California’s Insurance Requirements

If you want to register your vehicle in California and drive legally on the state’s many beautiful roads, you must purchase at least the minimum liability insurance required by the state. You may have already learned this if you are purchasing or financing a new car or truck.

The minimum auto coverage you must carry is:

• $15,000 for injury or death to one person
• $30,000 for injury or death to more than one person
• $5,000 for property damage

This coverage protects you if you are at fault in an accident. It also protects other motorists out on the road with you. California imposes stiff penalties if you are stopped by law enforcement or in an accident and don’t have the proper liability insurance.

Luckily, it’s easy to get a reasonably priced auto insurance policy from the independent agents at Mark Jackson Insurance Agency. We work with all our clients in California to provide the right coverage within their given budget. As independent agents, we can offer solutions the big companies can’t.

A Full Coverage Policy Offers Even More Protection

We recommend full coverage for most of our clients, as this gives them far more protection than the minimum liability. Full coverage includes:

• Collision insurance – This covers the cost of repairs to your vehicle if you’re at fault in an accident and another party’s insurance doesn’t cover the damage. Get back on the road and back to regular life faster with collision coverage.
• Comprehensive insurance – This insurance protects your vehicle in the event of theft, vandalism, or damage or loss due to fire, storms, and most natural disasters.

You may want to consider extra liability coverage as well – ideal if you have a new driver in the household or are a high-net-worth individual. And as the price of vehicles increases, minimum property damage insurance may not cover the replacement of an expensive car or truck if you are at fault in a crash. More coverage means you won’t have to pay to replace someone else’s vehicle out of your own pocket.

We also offer policies with additional medical coverage for you and your passengers and perks like roadside assistance – just ask!

Independent Agents Give You Greater Options

When it comes to auto insurance, you want a policy customized to your individual needs. Because we have so many more options available to us, we can find you the right coverage at the right price with the right deductible.

Give us a call today at 714-779-2629 or get in touch online to learn more. Don’t risk driving without the insurance California requires. Reach out to us before you hit the road.

Get a Free Auto Insurance Quote